I have to admit, whenever I see overripe bananas sitting on my counter, I feel a little guilty. But instead of tossing them, I’ve learned they can transform into something pretty magical—a healthier chocolate cake. This recipe leans on ripe bananas for natural sweetness and keeps things light by skipping butter and oil. Think of it as one of those oil cake recipes you wish you discovered earlier. It falls into the category of healthier dessert recipes, and it’s definitely one of my favorite no butter dessert recipes. The texture? Soft, moist, and chocolaty enough to make you forget you’re eating something better-for-you. If you’ve ever searched for dessert recipes cake lovers won’t complain about, this is the one. I’ve baked a lot of healthier recipes in my kitchen, and this one wins because it satisfies both my sweet tooth and my practical side. It’s basically a banana bread recipe no butter dressed up as cake. That’s my kind of win-win. And hey, if anyone asks, you can totally tell them it’s good for you—because it actually is.

Table of Contents
- 1) Key Takeaways
- 2) Easy Healthier Banana Chocolate Cake Recipe
- 3) Ingredients for Healthier Banana Chocolate Cake
- 4) How to Make Healthier Banana Chocolate Cake
- 5) Tips for Making Healthier Banana Chocolate Cake
- 6) Making Healthier Banana Chocolate Cake Ahead of Time
- 7) Storing Leftover Healthier Banana Chocolate Cake
- 8) Try these Dessert recipes next!
- 9) Healthier Banana Chocolate Cake
- 10) Nutrition
1) Key Takeaways
This healthier banana chocolate cake uses ripe bananas for natural sweetness and skips butter and oil, making it lighter yet still full of flavor. You get a dessert that feels indulgent without the heaviness of traditional cake recipes. It’s easy enough for weeknights and impressive enough for sharing with friends.

You’ll find that it combines the ease of banana bread with the rich taste of chocolate. The method is straightforward, with ingredients you likely already keep at home. With just one bowl for wet ingredients and one for dry, cleanup stays simple too.

This recipe works for anyone looking for banana dessert recipes that don’t rely on butter or oil. It’s an oil cake recipe at its heart, and one of those healthier dessert recipes that still delivers real comfort.

2) Easy Healthier Banana Chocolate Cake Recipe
I like recipes that let me start with everyday items and end with something people ask me to make again. That’s exactly what this cake does. Ripe bananas, a scoop of cocoa, and a few pantry basics come together to create a cake that looks fancy but feels relaxed.
The steps aren’t tricky. Mix wet, mix dry, bring them together, and bake. It’s forgiving, so even if you’re not much of a baker, you’ll pull it off. The bananas add moisture, the cocoa adds depth, and a handful of chocolate chips brings fun texture.
It’s a no butter dessert recipe that keeps things simple. I’d call it a keeper for anyone who likes dessert recipes cake lovers won’t turn down, yet it leans toward healthier recipes without losing taste.
3) Ingredients for Healthier Banana Chocolate Cake
Bananas: Use ripe ones with brown spots. They mash easily and give natural sweetness to the cake.
Applesauce: This keeps the cake moist without the need for oil or butter. It blends well with the bananas.
Honey or Maple Syrup: Both work as natural sweeteners and add their own light flavor.
Greek Yogurt: It adds creaminess and balances the sweetness while boosting protein.
Eggs: Two large ones give the cake structure and keep it soft.
Vanilla Extract: This rounds out the flavors and pairs nicely with cocoa and bananas.
Flours: A mix of whole wheat and all-purpose flour keeps the cake light but hearty.
Cocoa Powder: Use unsweetened for rich chocolate flavor without added sugar.
Baking Soda: Just enough to lift the batter as it bakes.
Salt: A small amount sharpens the other flavors so nothing tastes flat.
Mini Chocolate Chips: Optional but highly recommended for pockets of melted chocolate in every slice.
4) How to Make Healthier Banana Chocolate Cake
Step 1. Preheat the oven to 350°F and grease a 9×9 baking pan. This sets you up for a cake that won’t stick.
Step 2. In a bowl, mash the bananas. Add applesauce, honey, yogurt, eggs, and vanilla. Stir until smooth and blended.
Step 3. In another bowl, whisk the flours, cocoa, baking soda, and salt. This keeps the dry ingredients even.
Step 4. Gently fold the dry into the wet until combined. Don’t overmix or the cake turns tough.
Step 5. Add the chocolate chips and fold them in lightly. Pour batter into the pan and spread evenly.
Step 6. Bake 28 to 32 minutes, testing with a toothpick for doneness. It should come out with a few crumbs clinging.
Step 7. Cool the cake in the pan before cutting. This keeps slices neat and the texture steady.
5) Tips for Making Healthier Banana Chocolate Cake
Use very ripe bananas. They give the cake sweetness and moisture. If yours aren’t ready, put them in a paper bag overnight.
Don’t skip the yogurt. It’s key to the soft crumb. Without it, the cake may turn dry. A plain, full-fat yogurt works best.
Check the bake early. Ovens vary, and no one wants an overdone cake. Start checking at the 28-minute mark.
6) Making Healthier Banana Chocolate Cake Ahead of Time
You can bake this cake a day ahead. Once cooled, cover it tightly with foil or plastic wrap. The flavor deepens overnight as the bananas mellow into the chocolate.
If you want to freeze it, slice the cake first, wrap each slice, and store them in a freezer bag. That way, you can take out a piece when you crave something sweet.
For parties, make it the night before, and you’ll have one less thing to worry about. It holds well, tastes even better the next day, and no one will know you made it early.
7) Storing Leftover Healthier Banana Chocolate Cake
Keep leftover cake in an airtight container at room temperature for two days. Beyond that, store it in the fridge, where it stays fresh up to a week.
If you freeze slices, they reheat well in the microwave. Just give them a few seconds until warm and soft again.
Stored right, the cake keeps its texture and flavor, letting you enjoy it more than once without any fuss.
8) Try these Dessert recipes next!
9) Healthier Banana Chocolate Cake

Banana Dessert Recipes Healthier Chocolate Cake
Ingredients
- 1 cup mashed ripe bananas (about 2–3 bananas)
- 1/2 cup unsweetened applesauce
- 1/2 cup honey or maple syrup
- 1/2 cup plain Greek yogurt
- 2 large eggs
- 1 teaspoon vanilla extract
- 1 cup whole wheat flour
- 1/2 cup all-purpose flour
- 1/2 cup unsweetened cocoa powder
- 1 teaspoon baking soda
- 1/2 teaspoon salt
- 1/2 cup mini chocolate chips (optional, but highly recommended)
Instructions
- Preheat your oven to 350°F and lightly grease a 9×9-inch baking pan.
- In a large bowl, mash the bananas until smooth. Stir in the applesauce, honey, Greek yogurt, eggs, and vanilla until combined.
- In another bowl, whisk together the flours, cocoa powder, baking soda, and salt.
- Slowly add the dry ingredients into the wet mixture, stirring just until no streaks of flour remain.
- Fold in the mini chocolate chips if using.
- Pour the batter into the prepared pan and spread evenly.
- Bake for 28–32 minutes, or until a toothpick inserted in the center comes out mostly clean with a few moist crumbs.
- Cool completely in the pan before slicing and serving.
10) Nutrition
Serving Size: 1 slice | Calories: 210 | Sugar: 18 g | Sodium: 190 mg | Fat: 6 g | Saturated Fat: 2 g | Carbohydrates: 35 g | Fiber: 3 g | Protein: 5 g
Recipe by Nancy from Nancy Cooks


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