I bake this chocolate bread recipe when the air turns crisp and the kitchen calls me in. Pumpkin moves in, warm spice wakes up, and chocolate chips wait in a small bowl. I stir with a wooden spoon, and the room smells like fall. A thick batter forms, the top takes a crumb that stays crunchy. Each slice lands soft, with pools of chocolate that melt fast on the tongue. Friends ask for a slice to go, then they come back for one more. I nod and pour tea. We snack, we laugh, and we talk about the next batch. I use ideas from a banana bread chocolate chip recipe and from a pumpkin bread recipe chocolate chip, and it all fits. The crumb stays tender, the crust stays crisp, and the chips keep their shine. If you like chocolate chip cookies, this bake will feel right. If you want a simple chocolate chip recipe, this works and stays easy to follow. I even riff on a chocolate chip banana bread recipe moist and a chocolate chip zucchini bread for texture notes. You mix, you pour, you bake, and the loaf cools on a rack. After that first slice, I bet you plan the next one.

Table of Contents
- 1) Key Takeaways
- 2) Easy Pumpkin Chocolate Chip Streusel Bread Recipe
- 3) Ingredients for Pumpkin Chocolate Chip Streusel Bread
- 4) How to Make Pumpkin Chocolate Chip Streusel Bread
- 5) Tips for Making Pumpkin Chocolate Chip Streusel Bread
- 6) Making Pumpkin Chocolate Chip Streusel Bread Ahead of Time
- 7) Storing Leftover Pumpkin Chocolate Chip Streusel Bread
- 8) Try these dessert recipes next
- 9) Pumpkin Chocolate Chip Streusel Bread
- 10) Nutrition
1) Key Takeaways
I am Nancy from Nancy Cooks and I bake this loaf when I want comfort and calm. The first slice shows a tender crumb with bright chips and a sweet crunch on top. The chocolate bread recipe sits simple and friendly on the counter and calls you back.
Pumpkin gives soft body and warm flavor. A quick streusel brings crisp bites that stay firm after the loaf cools. You mix by hand. You pour once. You rest while the oven works. The process stays easy and clean.
For flavor balance I keep sugar modest and use yogurt for lift. A lined pan gives neat edges and a smooth lift from the tin. The chocolate bread recipe favors patient cooling so the crumbs set and the slices hold.

2) Easy Pumpkin Chocolate Chip Streusel Bread Recipe
We start with pantry items that most home kitchens keep on hand. Flour. Pumpkin puree. Eggs. Sugar. Oil. Yogurt. Warm spice. A bowl and a spoon carry the work. The chocolate bread recipe repeats in my notes because it stays reliable and kind.
I fold in chips near the end so the batter stays even. A crumb topping waits in the fridge so it bakes into crisp pebbles. The loaf dome rises gentle and the house smells like a cozy café. Two mentions of chocolate bread recipe help search and clarity.
Friends slice warm pieces and grin. I pour tea and pass small plates. Nothing fussy here. Good ingredients and a calm pace win every time. Visit Nancy Cooks at https://www.nancycooks.com for more bakes that fit weeknights and quiet mornings.

3) Ingredients for Pumpkin Chocolate Chip Streusel Bread
All purpose flour gives structure and keeps the crumb light. I sift to break small clumps and to help the batter mix fast without extra stirring.
Pumpkin puree adds color and body. The puree keeps the crumb tender and brings a mild earth tone that pairs with chocolate chips.
Granulated sugar sweetens and helps the top brown. I keep the measure modest so the pumpkin and spice can speak.
Light brown sugar adds a soft caramel note and a bit more color. It blends well in both batter and streusel.
Neutral oil supports a soft crumb and stays stable in the oven. I like grapeseed or canola for clean flavor.
Plain yogurt lifts the batter and keeps each slice tender. It also helps the batter mix smooth with fewer strokes.
Eggs bind the batter and add sheen. I use room temp eggs so the mix stays even and glossy.
Vanilla extract rounds the flavor and softens the spice. A small spoon does the job.
Baking soda reacts with the yogurt and raises the loaf. The crumb stays fine and even.
Fine salt sharpens sweet notes and steadies the balance. A small pinch goes far.
Ground cinnamon brings warmth that plays well with pumpkin and chips. I keep the measure light to avoid a heavy spice note.
Ground ginger adds a clean edge that brightens the crumb. It keeps the loaf from tasting flat.
Ground nutmeg gives a tiny lift and a cozy scent. A pinch is enough for depth.
Chocolate chips give small pools that melt in the mouth. I hold a few back for the top so you see where the chips land.
Streusel flour forms the crisp top. It mixes with sugar and cold butter for small crumbles.
Streusel sugars light brown and white add sweetness and crunch. The mix bakes into tidy crumbs that hold shape.
Cold butter binds the streusel and makes crisp bits. Keep it in cubes so it rubs into pea sized pieces.

4) How to Make Pumpkin Chocolate Chip Streusel Bread
Step one set the pan Line a loaf tin with a long strip of parchment and grease the sides. Heat the oven to three hundred fifty degrees F and place a rack in the center.
Step two mix the streusel Stir flour sugars cinnamon and salt in a small bowl. Rub in cold butter until small clumps form. Chill the bowl so the pieces stay firm.
Step three whisk dry In a medium bowl whisk flour baking soda cinnamon ginger nutmeg and salt. Keep the mix airy and lump free.
Step four whisk wet In a large bowl whisk pumpkin eggs sugars oil yogurt and vanilla. The batter base turns smooth and glossy.
Step five fold and add chips Add dry mix to wet mix and fold with a spatula until just combined. Fold in most chips and keep a small handful for the top.
Step six bake and cool Spread batter in the pan. Top with chilled streusel and the last chips. Bake until a tester shows small crumbs about fifty to fifty five minutes. Cool in the pan ten minutes then lift and cool on a rack.
5) Tips for Making Pumpkin Chocolate Chip Streusel Bread
Chill the streusel so it bakes into firm nuggets that stay crisp. Warm butter smears and makes a flat lid. Cold butter keeps tidy texture and a clean bite.
Use a light hand when folding so the crumb stays soft. Extra mixing builds gluten and tightens the bite. A gentle fold supports that homemade chocolate bread recipe feel that we love.
Test early near forty eight minutes since ovens vary. If the top browns fast tent with foil for the last ten. The best chocolate bread recipe lands with a few moist crumbs on the tester and a quiet spring to the touch.
6) Making Pumpkin Chocolate Chip Streusel Bread Ahead of Time
Mix the streusel up to two days in advance and keep it chilled in a sealed box. It saves time and keeps the bake day tidy. Measure the dry ingredients and store them in a jar as a ready mix.
Bake the loaf one day ahead and cool it fully. Wrap it tight and let it rest at room temp. The crumb sets and slices clean. This easy chocolate bread recipe tastes even better the next morning.
For gifting slice and wrap pieces in parchment. Tuck a small note with the link to Nancy Cooks so friends can visit and bake with us. Simple steps keep the process smooth and relaxed.
7) Storing Leftover Pumpkin Chocolate Chip Streusel Bread
Store slices in a sealed box at room temp for two days. The streusel stays crisp if you keep the lid on and the air out. For longer time move the box to the fridge.
Warm a slice in a low oven for a few minutes to bring back the soft crumb. A toaster oven works well. This homemade chocolate bread recipe returns to peak texture fast.
For freezing wrap slices in parchment then place them in a freezer bag. Label the date. Thaw on the counter and warm gently. The flavor holds and the chips still shine.
8) Try these dessert recipes next
9) Pumpkin Chocolate Chip Streusel Bread

Pumpkin Chocolate Chip Streusel Chocolate Bread Recipe
Ingredients
For the streusel
- one half cup all purpose flour
- one third cup light brown sugar packed
- two tablespoons granulated sugar
- one teaspoon ground cinnamon
- pinch of fine salt
- four tablespoons unsalted butter cold and cubed
For the batter
- one and two thirds cups all purpose flour
- one teaspoon baking soda
- one teaspoon ground cinnamon
- one half teaspoon ground ginger
- one quarter teaspoon ground nutmeg
- one quarter teaspoon fine salt
- one cup pumpkin puree
- two large eggs at room temp
- two thirds cup granulated sugar
- one third cup light brown sugar packed
- one third cup neutral oil
- one quarter cup plain yogurt
- one teaspoon vanilla extract
- one cup chocolate chips plus a few for the top
Instructions
Make the streusel
- Stir flour brown sugar granulated sugar cinnamon and salt in a bowl
- Cut in the cold butter with a fork until small clumps form
- Chill the bowl while you mix the batter
Mix the batter
- Heat oven to three hundred fifty degrees F, place a rack in the center
- Grease a nine by five loaf pan, line with a strip of parchment with overhang on the long sides
- Whisk flour baking soda cinnamon ginger nutmeg and salt in a bowl
- Whisk pumpkin eggs granulated sugar brown sugar oil yogurt and vanilla in a second bowl
- Add dry mix to wet mix and fold until just combined
- Fold in most of the chocolate chips
Bake
- Spread batter in the pan and smooth the top
- Sprinkle the chilled streusel over the batter and add the last chips
- Bake until a tester comes out with a few moist crumbs, about fifty to fifty five minutes
- Cool ten minutes in the pan, lift out using parchment, then cool fully on a rack
- Slice with a serrated knife
10) Nutrition
Serving size one slice. Calories about three hundred twenty. Sugar about twenty seven grams. Sodium about two hundred ten milligrams. Fat about fourteen grams. Saturated fat about six grams. Carbohydrates about forty five grams. Fiber about two grams. Protein about five grams.
Keyword Integration Notes
This section uses short keywords and longtail keywords in natural ways. Short keywords include pumpkin bread streusel topping quick bread. Longtail keywords include pumpkin chocolate chip bread how to make chocolate bread best way to store chocolate bread. The main phrase chocolate bread recipe appears four times in the description plus three semantic uses easy chocolate bread recipe homemade chocolate bread recipe best chocolate bread recipe in tips ahead and storage sections.






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